Given these benefits (and if you`re willing to pay the fee), working with a trade credit intermediary seems like a breeze. Unfortunately, not all business credit brokers work in favor of small entrepreneurs. If you were working with a credit professional without a commercial mortgage agreement, do you have the confidence that they are working in your best interest? If a mortgage expert didn`t have protection, what incentive would they have to find you a mortgage that works? In the same way that a real estate agent connects you to real estate, a business credit broker connects you to commercial loans. And in this case, a trade credit intermediary would receive information about your business and submit applications on your behalf to potential lenders for small businesses – at a price, of course. Brokerage fees are not the same for all commercial lenders – you may have brokerage fees that will be charged to your interest rate, as for one lender, but extremely high brokerage fees added to your interest with another. As we just said, one of the first things you can do is look for credit intermediaries for small businesses that respect the rights of borrowers. But what do you think of these brokers at first? A big part of the goal behind commercial credit brokers is to distribute your credit application to a large number of different lenders. This way, you can get the best possible price for your business financing, as you can compare a variety of options and see how much each option will cost you.